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HOME PRODUCTS SOLUTIONS INDUSTRIES RESOURCES & DEVELOPERS ABOUT US Contact Request a Demo F inancia l infrastructur e built for mo d er n payment programs . INFINIOS enables fintechs, banks, PSPs, exchanges, and enterprises to launch and scale card programs, payment products, and digital wallets through one unified infrastructure platform. E x plore t h e Platform S peak to an E x pert One Platform . Multiple F inancia l Capabilities . Car d I ssuing INFINIOS combines card issuing, payment processing, digital wallet infrastructure, A PIs , operational controls, and program management into a single connected ecosystem . D esigned for enterprise - scale financial operations, our platform helps businesses accelerat e go - to - market timelines while reducing operational complexity, infrastructure fragmentation , and dependency on multiple pro v iders. D igital Wallets Payment Processing AP I & I ntegrations Platform / D as h boar d 01 02 03 C a r d I ss u ing aunch virtual and physical card programs V Twith lifecycle management, transaction controls, and operational visibility. D igital Wallets Create wallet-led experiences with balances, funding flows, transfers, and embedded payments. Payment Processing 04 05 AP I & I ntegrations Platform / D as h boar d L Connect financial infrastructure into clien t applications, core systems, and operational environments. P rocess transactions with authorization, routing, settlement, reconciliation, and reporting capabilities. Manage programs, users, transactions, reporting, controls, and wor k flows from one centralized interface. B uilt B eyon d Core Payments Modern financial products re q uire more than transaction processing. INFINIOS delivers the operational and infrastructure capabilities re q uired to support scalable payment ecosystems. Program Management Operational S upport S er v ices Reporting & Analytics Reconciliation & S ettlement Visibility User & Role Management Enterprise Reporting Multi - Pro d uct I nfrastructure S upport Compliance & Risk S upport Transaction Monitoring D esigne d for a Wi d e Rang e of Payment S olutions INFINIOS supports organizations building diverse financial products and payment ecosystems across multiple industries an d business models. Consumer Car d Programs Corporate & E x pense Car d s Marketplace Payments L oyalty & S tore d Value Programs Tra v el & Virtual Car d s D igital Wallet Platforms F intec h Applications Crypto & D igital Asset Payment Programs Cross - B or d er Payment E x periences Tec h nology , Operations , an d E x pertise in One Platform Building payment products re q uires more than infrastructure. It re q uires operational excellence, industry expertise, and the ability t o scale with confidence. INFINIOS combines enterprise-grade technology with program management, operational support, and financial ecosystem expertise to help organizations launch faster, operate efficiently, and focus on growth. F aster Time - to - Market Re d uce d I nfrastructure Comple x ity Enterprise - G ra d e S calability Centrali z e d Operational Visibility F le x ible I ntegration Mo d els F uture - Rea d y F inancial I nfrastructure B uil d Your N e x t Payment Pro d uct wit h Confi d ence hether you ' re launching a card program, deploying a digital wallet, or modernizing paymen t infrastructure, INFINIOS provides the technology and expertise to support your growth. W L aunc h v irtual an d p h ysica l car d programs wit h spee d an d control . E nable branded card programs across consumer, corporate, prepaid, debit, and specialized payment use cases through enterprise-grade issuin infrastructure. Talk to Our Team g L aunc h Your Car d Program Mo d ern Car d I ssuin g I nfrastructure INFINIOS provides scalable card issuing capabilities designed for modern fintechs, enterprises, ban k s, digital platforms, and payment providers. Our infrastructure supports the full card lifecycle, from issuance and provisioning to authorization, transaction management, controls, and operational oversight. W ith support for virtual and physical cards, businesses can rapidly launch flexible paymen t experiences while maintaining security, compliance alignment, and operational visibility. Core Capabilities 01 02 03 Virtual Car d I ssuing P h ysical Car d Programs Car d L ifecycle Management Create instant-use virtual cards for travel, expense management, supplier payments, subscriptions, mar k etplace payouts, and digital commerce. E nable branded physical card issuance wit h Manage activation, suspension, limits, renewal, replacement, and status management through centralized controls. lifecycle management, P IN services, replacemen t flows, and operational controls. 04 05 06 Aut h ori z ation Controls Real - Time Transaction Visibility Program Configuration Configure transaction controls, spending logic, velocity rules, merchant restrictions, geographic limitations, and operational parameters. Monitor transactions, balances, approvals, declines, an d operational activity through centralized dashboards and A P Is. efine product rules, card types, user ourneys, and operational policies aligned to each program model. D j PROCE SS FL OW S ECT I O N - H ow Car Programs Mo v e from Concept to L aunc h A clear launch flow helps clients understand the operational path from planning to go-live. d Program D esign I nfrastructur e BIN / S c h em e Configuration Car d S etup Controls Connecti v ity AP I I ntegration & Testing & UAT G o L i v e B uil d wallet e x perience d esigne d for mo d ern financia l ecosystems . s E nable digital wallet capabilities with account management, funding flows, payments, balance trac k ing, and embedded financial functionality. E x plore Wallet S olutions S peak to an E x pert F le x ible Wallet I nfrastructure INFINIOS enables businesses to launch wallet-led financial experiences that support digital payments, stored value, account-based transactions, and embedded payment flows. Our walle t infrastructure is designed for scalability, operational flexibility, and integration simplicity, allowin businesses to create seamless customer payment experiences across web, mobile, and platfor environments. g m Core Capabilities 01 02 03 Multi - Use Wallet Arc h itecture Support customer wallets, business wallets, closed-loo ecosystems, and platform-based payment environments. F un d ing & Wit h d rawal F lows E nable wallet top-ups, ban k funding, card funding, transfers, and payout mechanisms. Embe dd e d Payment E x periences 04 05 06 Transaction Management AP I - D ri v en Wallet S er v ices Operational D as h boar d p Trac k balances, movement of funds, payment activity, an d transaction history in real time. Integrate wallet capabilities directly into applications, mar k etplaces, customer ecosystems, and operational ourneys. j Connect wallet infrastructure into existing applications an d operational systems through flexible A P Is. ive teams visibility into balances, payment flows, wallet events, customer activity, and reconciliation re q uirements. G FL OW S TRUCTURE - Embe dd e d Walle E x perience 01 Platform Application 02 INFINI O AP I s → / t 03 Walle I nfrastructure → S 04 F un d in g F lows → t → 05 Payments Transfers 06 Real - Tim e N otifications → & 0 Operationa l D as h boar d 7 → Reliable payment processing infrastructure for high-scale operations. P rocess transactions securely and efficiently through enterprise-grade authorization, routing, reconciliation, and operational infrastructure. E x plore Processing Re q uest a D emo Processing I nfrastructure B uilt for S cale INFINIOS delivers payment processing capabilities designed for modern financial operations re q uiring speed, reliability, operational visibility, and scalable transaction management. Ou r infrastructure supports real-time authorization wor k flows, transaction processing, settlemen t operations, operational monitoring, and reconciliation capabilities across multiple paymen t environments. Core Capabilities 01 02 03 Real - Time Aut h ori z ation Transaction Routing Optimize transaction flows through intelligent routing an d processing orchestration capabilities. S ettlement & Reconciliation Manage settlement operations, transaction matching, reconciliation reporting, and operational balancing wor k flows. 04 05 06 F rau d & Risk Controls Implement transaction monitoring, operational controls, and configurable security parameters. Operational Visibility Multi - C h annel Processing Approve and validate transactions instantly through configurable processing logic and operational controls. Access centralized dashboards, transactio n analytics, operational reporting, and monitoring tools. Support P OS, e-commerce, wallet, virtual card, an d platform based transaction environments. FL OW S TRUCTURE - Core Paymen Processing F low t V isualize the complete transaction lifecycle from initiation to reporting. 01 Transactio n I nitiate d 02 Aut h ori z atio n Re q uest → 03 → Pr oce ss ing & D eci s io n 04 F rau d & Ris k Controls → Engine → 05 Appro v al / D eclin e Response 06 S ettlement Reconciliation → 0 Reporting & Operationa l Visibility 7 → & AP I - first infrastructur e d esigne d for mo d ern financia l connecti v ity . Integrate card issuing, payments, wallet services, and operational functionalit y into your ecosystem through developer-friendly A P Is. E x plore AP I s Re q uest S an d bo x Access B uilt for F ast I ntegration INFINIOS provides flexible A P Is and integration framewor k s that allow businesses to connec t payment infrastructure directly into their platforms, applications, wor k flows, and operational systems . Our A P I-first approach enables faster deployment, easier scalability, and simplified connectivit y across fintech, ban k ing, enterprise, and digital platform environments. Core Capabilities 01 02 03 RE S Tful AP I s Integrate issuing, processing, wallet, transaction, and operational capabilities through modern A P I framewor k s. S an d bo x En v ironment Accelerate testing and development through dedicated sandbox environments and technical support. Real - Time Web h ooks 04 05 06 Enterprise I ntegrations S ecure Connecti v ity Support secure authentication methods, encrypte d communication, and enterprise-grade access management. Connect with internal systems, operational platforms, C Ms, E P s, and external service providers. R R eceive real-time operational events, transaction notifications, and lifecycle updates. R eadine ss P rovide technical documentation, integration guides, webhoo references, test scenarios, and deployment support. Developer R k AP I IN TE G RAT I O N FL OW ecommended developer-facing process flow. R 01 Client S ystem 02 Aut h entication → 03 → → INFINI O S AP I s 04 S er v ice Mo d ules → 05 Web h ooks → 06 D as h boar d → 0 Pro d uction L aunc h 7 Centrali z e d operational control for payment programs . P L AT F ORM / D A SHB OAR D Manage card programs, transactions, users, reporting, operational controls, and wor k flows through one unified platform. Re q uest a Platform D emo S peak to Our Team Operational Visibility Across Your Entire Ecosystem The INFINIOS platform dashboard provides centralized visibility and operational management across issuing, payments, wallets, transactions, users, and program operations. Built for operational teams, compliance functions, customer support teams, and enterprise administrators, the platform simplifies complex financial operations through intuitive controls and real-time visibility. Core Capabilities 01 02 03 Program Management Transaction Monitoring Reporting & Analytics 04 05 06 User & Access Controls Operational Workflows Compliance & S upport View Manage products, card configurations, customer activity, limits, and operational settings. Access operational insights, transaction reporting, financial summaries, and business intelligence dashboards. View transaction activity, approvals, declines, balances, operational events, and customer interactions. Configure permissions, operational roles, and administrative access management. Support onboarding operations, customer servicing, lifecycle management, and operational escalations. P rovide relevant teams with structured visibility into activity, exceptions, alerts, and servicing wor k flows. D A SHB OAR D OPERAT ING FL OW H ow the platform supports operational teams. 01 Program S etup Building the infrastructure behin d modern payment ecosystems . E nterprise-grade issuing, processing, wallet, and A P I infrastructure. → 02 User & Role Management → 03 Transaction Monitoring → 04 Exception Handling → 05 Reporting → 06 Operational Actions P roducts S olutions I ndustri e s R e sourc e s C o m pa n y Card Issuing B 2 B P ayments Travel News & P ress About U s igital W allets Card-as-a-Service Fintechs Blog / Insights L P ayment P rocessing W allet & P ayments Ban k s Case Studies P artners A P I & Integrations E nterprise Cards P S P s W hitepapers Careers P latform BIN Sponsorship evelopers Contact U s D ashboard D emittance / MTOs R D eadership Team Mar k etplaces © 2 0 2 6 INFINIOS. All ights eserved. R R P rivacy P olicy Terms & Conditions Investor elations R

HOME PRODUCTS SOLUTIONS INDUSTRIES RESOURCES & DEVELOPERS ABOUT US Contact Request a Demo Financial infrastructure built for modern payment programs. INFINIOS enables fintechs, banks, PSPs, exchanges, and enterprises to launch and scale card programs, payment products, and digital wallets through one unified infrastructure platform. Explore the Platform Speak to an Expert One Platform. Multiple Financial Capabilities. Card Issuing INFINIOS combines card issuing, payment processing, digital wallet infrastructure, APIs, operational controls, and program management into a single connected ecosystem. Designed for enterprise- scale financial operations, our platform helps businesses accelerate go-to-market timelines while reducing operational complexity, infrastructure fragmentation, and dependency on multiple providers. Digital Wallets Payment Processing API & Integrations Platform / Dashboard 01 02 03 Card Issuing aunch virtual and physical card programs VTwith lifecycle management, transaction controls, and operational visibility. Digital Wallets Create wallet-led experiences with balances, funding flows, transfers, and embedded payments. Payment Processing 04 05 API & Integrations Platform / Dashboard L Connect financial infrastructure into client applications, core systems, and operational environments. Process transactions with authorization, routing, settlement, reconciliation, and reporting capabilities. Manage programs, users, transactions, reporting, controls, and workflows from one centralized interface. Built Beyond Core Payments Modern financial products require more than transaction processing. INFINIOS delivers the operational and infrastructure capabilities required to support scalable payment ecosystems. Program Management Operational Support Services Reporting & Analytics Reconciliation & Settlement Visibility User & Role Management Enterprise Reporting Multi-Product Infrastructure Support Compliance & Risk Support Transaction Monitoring Designed for a Wide Rang e of Payment Solutions INFINIOS supports organizations building diverse financial products and payment ecosystems across multiple industries and business models. Consumer Card Programs Corporate & Expense Cards Marketplace Payments Loyalty & Stored Value Programs Travel & Virtual Cards Digital Wallet Platforms Fintech Applications Crypto & Digital Asset Payment Programs Cross-Border Payment Experiences Technology, Operations, and Expertise in One Platform Building payment products requires more than infrastructure. It requires operational excellence, industry expertise, and the ability to scale with confidence. INFINIOS combines enterprise-grade technology with program management, operational support, and financial ecosystem expertise to help organizations launch faster, operate efficiently, and focus on growth. Faster Time-to-Market Reduced Infrastructure Complexity Enterprise-Grade Scalability Centralized Operational Visibility Flexible Integration Models Future-Ready Financial Infrastructure Build Your Next Payment Product with Confidence hether you're launching a card program, deploying a digital wallet, or modernizing payment infrastructure, INFINIOS provides the technology and expertise to support your growth. W Launch virtual and physical card programs with speed and control. Enable branded card programs across consumer, corporate, prepaid, debit, and specialized payment use cases through enterprise-grade issuin infrastructure. Talk to Our Team g Launch Your Card Program Modern Card Issuing Infrastructure INFINIOS provides scalable card issuing capabilities designed for modern fintechs, enterprises, banks, digital platforms, and payment providers. Our infrastructure supports the full card lifecycle, from issuance and provisioning to authorization, transaction management, controls, and operational oversight. With support for virtual and physical cards, businesses can rapidly launch flexible payment experiences while maintaining security, compliance alignment, and operational visibility. Core Capabilities 01 02 03 Virtual Card Issuing Physical Card Programs Card Lifecycle Management Create instant-use virtual cards for travel, expense management, supplier payments, subscriptions, marketplace payouts, and digital commerce. Enable branded physical card issuance with Manage activation, suspension, limits, renewal, replacement, and status management through centralized controls. lifecycle management, PIN services, replacement flows, and operational controls. 04 05 06 Authorization Controls Real-Time Transaction Visibility Program Configuration Configure transaction controls, spending logic, velocity rules, merchant restrictions, geographic limitations, and operational parameters. Monitor transactions, balances, approvals, declines, and operational activity through centralized dashboards and APIs. efine product rules, card types, user ourneys, and operational policies aligned to each program model. D j PROCESS FLOW SECTION - How Car Programs Mo ve from Concept to Launch A clear launch flow helps clients understand the operational path from planning to go-live. d Program Design Infrastructure BIN / Scheme Configuration Card Setup Controls Connectivity API Integration & Testing & UAT Go Live Build wallet experience designed for modern financial ecosystems. s Enable digital wallet capabilities with account management, funding flows, payments, balance tracking, and embedded financial functionality. Explore Wallet Solutions Speak to an Expert Flexible Wallet Infrastructure INFINIOS enables businesses to launch wallet-led financial experiences that support digital payments, stored value, account-based transactions, and embedded payment flows. Our wallet infrastructure is designed for scalability, operational flexibility, and integration simplicity, allowin businesses to create seamless customer payment experiences across web, mobile, and platfor environments. g m Core Capabilities 01 02 03 Multi-Use Wallet Architecture Support customer wallets, business wallets, closed-loo ecosystems, and platform-based payment environments. Funding & Withdrawal Flows Enable wallet top-ups, bank funding, card funding, transfers, and payout mechanisms. Embedded Payment Experiences 04 05 06 Transaction Management API-Driven Wallet Services Operational Dashboard p Track balances, movement of funds, payment activity, and transaction history in real time. Integrate wallet capabilities directly into applications, marketplaces, customer ecosystems, and operational ourneys. j Connect wallet infrastructure into existing applications and operational systems through flexible APIs. ive teams visibility into balances, payment flows, wallet events, customer activity, and reconciliation requirements. G FLOW STRUCTURE - Embedded Walle Experience 01 Platform Application 02 INFINIO APIs → / t 03 Walle Infrastructure → S 04 Funding Flows → t → 05 Payments Transfers 06 Real-Time Notifications → & 0 Operational Dashboard 7 → Reliable payment processing infrastructure for high-scale operations. Process transactions securely and efficiently through enterprise-grade authorization, routing, reconciliation, and operational infrastructure. Explore Processing Request a Demo Processing Infrastructure Built for Scale INFINIOS delivers payment processing capabilities designed for modern financial operations requiring speed, reliability, operational visibility, and scalable transaction management. Our infrastructure supports real-time authorization workflows, transaction processing, settlement operations, operational monitoring, and reconciliation capabilities across multiple payment environments. Core Capabilities 01 02 03 Real-Time Authorization Transaction Routing Optimize transaction flows through intelligent routing and processing orchestration capabilities. Settlement & Reconciliation Manage settlement operations, transaction matching, reconciliation reporting, and operational balancing workflows. 04 05 06 Fraud & Risk Controls Implement transaction monitoring, operational controls, and configurable security parameters. Operational Visibility Multi-Channel Processing Approve and validate transactions instantly through configurable processing logic and operational controls. Access centralized dashboards, transaction analytics, operational reporting, and monitoring tools. Support POS, e-commerce, wallet, virtual card, and platform based transaction environments. FLOW STRUCTURE - Core Paymen Processing Flow t Visualize the complete transaction lifecycle from initiation to reporting. 01 Transaction Initiated 02 Authorization Request → 03 → Processing & Decision 04 Fraud & Risk Controls → Engine → 05 Approval / Decline Response 06 Settlement Reconciliation → 0 Reporting & Operational Visibility 7 → & API-first infrastructure designed for modern financial connectivity. Integrate card issuing, payments, wallet services, and operational functionality into your ecosystem through developer-friendly APIs. Explore APIs Request Sandbox Access Built for Fast Integration INFINIOS provides flexible APIs and integration frameworks that allow businesses to connect payment infrastructure directly into their platforms, applications, workflows, and operational systems. Our API-first approach enables faster deployment, easier scalability, and simplified connectivity across fintech, banking, enterprise, and digital platform environments. Core Capabilities 01 02 03 RESTful APIs Integrate issuing, processing, wallet, transaction, and operational capabilities through modern API frameworks. Sandbox Environment Accelerate testing and development through dedicated sandbox environments and technical support. Real-Time Webhooks 04 05 06 Enterprise Integrations Secure Connectivity Support secure authentication methods, encrypted communication, and enterprise-grade access management. Connect with internal systems, operational platforms, C Ms, E Ps, and external service providers. R R eceive real-time operational events, transaction notifications, and lifecycle updates. R eadiness Provide technical documentation, integration guides, webhoo references, test scenarios, and deployment support. Developer R k AP I INTEGRATION FLOW ecommended developer-facing process flow. R 01 Client System 02 Authentication → 03 → → INFINIOS APIs 04 Service Modules → 05 Webhooks → 06 Dashboard → 0 Production Launch 7 Centralized operational control for payment programs. P L AT F ORM / D A SHB OAR D Manage card programs, transactions, users, reporting, operational controls, and workflows through one unified platform. Request a Platform Demo Speak to Our Team Operational Visibility Across Your Entire Ecosystem The INFINIOS platform dashboard provides centralized visibility and operational management across issuing, payments, wallets, transactions, users, and program operations. Built for operational teams, compliance functions, customer support teams, and enterprise administrators, the platform simplifies complex financial operations through intuitive controls and real-time visibility. Core Capabilities 01 02 03 Program Management Transaction Monitoring Reporting & Analytics 04 05 06 User & Access Controls Operational Workflows Compliance & Support View Manage products, card configurations, customer activity, limits, and operational settings. Access operational insights, transaction reporting, financial summaries, and business intelligence dashboards. View transaction activity, approvals, declines, balances, operational events, and customer interactions. Configure permissions, operational roles, and administrative access management. Support onboarding operations, customer servicing, lifecycle management, and operational escalations. Provide relevant teams with structured visibility into activity, exceptions, alerts, and servicing workflows. DASHBOARD OPERATING FLOW How the platform supports operational teams. 01 Program Setup Building the infrastructure behind modern payment ecosystems. Enterprise-grade issuing, processing, wallet, and API infrastructure. → 02 User & Role Management → 03 Transaction Monitoring → 04 Exception Handling → 05 Reporting → 06 Operational Actions P roducts S olutions I ndustri e s R e sourc e s C o m pa n y Card Issuing B2B Payments Travel News & Press About Us igital Wallets Card-as-a-Service Fintechs Blog / Insights L Payment Processing W allet & Payments Banks Case Studies Partners API & Integrations Enterprise Cards PSPs W hitepapers Careers Platform BIN Sponsorship evelopers Contact Us D ashboard D emittance / MTOs R D eadership Team Marketplaces © 2026 INFINIOS. All ights eserved. R R Privacy Policy Terms & Conditions Investor elations R