HOME PRODUCTS SOLUTIONS INDUSTRIES RESOURCES & DEVELOPERS Contact ABOUT US Request a Demo Payment solutions built around real business needs. From card issuing and B2B payments to wallet ecosystems and program launches, INFINIOS helps businesses build scalable financial experiences. INFINIOS provides enterprise-grade payment solutions designed to help businesses accelerate growth, simplify financial operations, and launch modern payment capabilities faster. View Solutions Discuss Your Use Case F E AT U R E B L O C K S / C O N T E N T M O D U L E S Solution Journey Flow d-as-a-Service B2B Payments Car Enable supplier payments, expense Launch branded card programs through management, commercial settlement issuing, processing, flows, and operational disbursements. management capabilities. APIs, and program How prospects should experience the Solutions page. SOLUTION JOURNEY FLOW 01 Wallet 02 Business Need Solution Selection 03 04 Program Design Integration & Payment Solutions Enter prise Card Programs Support customer balances, funding flows, Enable employee spend, procurement, transfers, and embedded financial travel, and speciali ed enterprise card use experiences. cases. z ponsorship / Program Launch BIN S 05 06 Operational Readiness Launch & Scale Support structured program launch through infrastructure, operational onboarding, and ecosystem coordination. From Strategy to Scale z INFINIOS supports organi ations throughout the entire lifecycle of a payment program, from initial concept z and program design to launch, growth, and ongoing optimi ation. 1. Discovery & Assessment Understanding business j ob ectives, use cases 3. Platform Integration Defining product architecture, Connecting j , , regulatory considerations and operational re 2. Solution Design , 4. Program Readiness 5. Launch & Optimization , APIs, systems, Operational setup, testing Go-live support, performance customer ourneys workflows, and partner controls, reporting, and monitoring, growth operational models, and services into a unified stakeholder alignment. enablement, and ongoing ecosystem re quirements. environment. enhancements. quirements. Modern infrastructure for pplier Payment Su business payment flows. $ 125,000.00 Enable supplier payments, expense management, commercial settlement flows, and operational d Pai disbursements through scalable payment infrastructure designed for modern businesses. Explore B2B Payments f Built Speak to an Expert x p p or Com le Business payments re Payment O erations quire more than simple transaction processing. INFINIOS provides the infrastructure layer that helps enterprises manage high-volume payment flows, supplier settlement, operational disbursements, embedded finance experiences, and commercial transaction ecosystems with greater efficiency and visibility. Our z , platform is designed to support modern B2B payment environments while simplifying operational complexity across payment initiation, authori ation, reconciliation reporting, and operational management. pplier Payments V c Su Commer ial Settlement Enable secure and scalable supplier payment flow s , Support operational settlement workflows with Generate virtual cards for procurement, travel z across multiple business environments. d Payments irtual Car centrali ed visibility and reconciliation capabilities. supplier settlement, and operational spending use cases. b p p g & Reconciliation O erational Dis ursements Payment Automation Re ortin M R payment infrastructure and operational controls. Access centralized reporting, transaction visibility, anage payouts, funding flows, and busines s educe manual workflows through programmable payment operations through connected reconciliation workflows, and operational analytics. infrastructure. PROCESS FLOW SECTION - H o w B 2 B Pay m e n t I n f r a s t r u c t u r e W o r k s INFINIOS connects businesses, payment operations, and financial infrastructure into one streamlined payment ecosystem. 0 2 04 Payment Authorization & Request Processing Business 0 06 Transaction Operational Monitoring Visibility 05 07 03 1 Payment Validation Supplier / & Controls Reconciliation Merchant & Settlement Reporting ch card programs without building the infrastructure Laun yourself. INFINIOS provides the infrastructure, operational capabilities, and ecosystem connectivity re quired to launch and scale branded card programs efficiently. Launch Your Program Speak to a Specialist d Infrastructure for Modern Businesses d Mo ern Car Launching a card program traditionally requires multiple providers, operational coordination, infrastructure complexity, and lengthy implementation timelines. INFINIOS simplifies this process through a connected Card-as-a-Service infrastructure layer designed to support issuing, processing, operational workflows, APIs, transaction management, and scalable payment operations from one ecosystem. Our infrastructure enables businesses to focus on building customer experiences while INFINIOS powers the underlying payment operations. chs Finte Banks PSPs Use Case: Launch branded consumer or business Use Case: Extend digital payment capabilities Use Case: Enhance payment ecosystems through card experiences without managing fragmented through modern card issuing and operational integrated issuing, processing, and operational infrastructure. Outcome: Support evolving customer capabilities. Outcome: Expand service offerings while market timelines through scalable issuing and payment experiences through scalable infrastructure simplifying payment operations. processing infrastructure. moderni ation. infrastructure providers. Outcome: z f p Accelerate go-to- Cry to Plat orms & Exchanges p c Market la es c & MTOs Remittan e Use Case: Embed card functionality directly into Use Case: Enable card-linked spending experiences connected to digital asset ecosystems. Outcome & Platforms : Use Case: Enable remittance-linked card programs, platform ecosystems and operational payment flows Bridge digital asset platforms with real-world Outcome: Create integrated payment experience payment experiences. within digital environments. . wallet funding, payout flows, and cross-border s payment experiences through scalable financial infrastructure. Outcome: Expand customer payment capabilities while simplifying operational settlement , s fund movement, and transaction visibility acros remittance ecosystems. b dd d Em e f c e Finan e Plat orms Use Case: Integrate payment and card capabilities directly into digital applications and customer journeys. Outcome: Launch embedded financial API-driven infrastructure. experiences through - How Card-as-a-Service Works PROCESS FLOW SECTION INFINIOS streamlines the full card program lifecycle from concept to operations. 01 02 03 Program Design Infrastructure Setup BIN / Scheme 04 05 06 Card Configuration API Integration Testing & UAT vity Connecti 0 7 0 Program Launch 0 Transaction Processing 9 Operational Management & PAY M E N T S O L U T I O N S WALLET b dd d f Create em e xp e 8 c e h c l inan ia gh wallet erien es t rou infrastructure. Support customer balances, funding flows, digital payments, transfers, and embedded financial experience s through flexible wallet infrastructure. Explore Wallet Solutions Speak to Our Team xb f c Fle i le Wallet In rastru ture f d c c or Mo ern Finan ial E osystems Digital payment experiences require more than simple balance management. INFINIOS provides scalable wallet and payment infrastructure designed to support customer wallets, operational payment flows, embedded finance experiences, transfers, funding capabilities, and transaction visibility through one connected ecosystem. Our infrastructure helps businesses simplify payment operations while delivering seamless digital financial experiences across web, mobile, and platform environments. vel E Tra Fintechs Support wallet-based travel payment Launch digital wallet experiences and Enable operational wallets, payment experiences, operational disbursements, embedded payment capabilities for distribution, internal funding workflows, and settlement workflows. modern financial products. and centrali ed visibility. PSPs Mar Enhance payment operations through Embed wallet functionality directly into connected wallet and transaction platform ecosystems and user ourneys. nterprises z ketplaces c & MTOs Remittan e Support wallet-linked remittance flows, j funding capabilities, payout experiences, j infrastructure. and cross-border customer ourneys. View all industries & PAY M E N T S O L U T I O N S F L O W WALLET A practical flow for embedded wallet and payment experiences. 01 02 03 04 05 User Onboarding Wallet Creation Funding & Account Balance Management Payments 06 / Transfers Transaction king Lin 0 Processing 7 0 Monitoring & Controls 8 Reporting & Reconciliation GRAMS ENTERPRISE CARD PRO xb card programs for enterprise payment use cases. Fle i le E xp verview ense O $7 80K pproved Workflow Enable employee spend management, procurement payments, travel programs, supplier A z payments, and speciali ed enterprise card use cases through configurable issuing infrastructure. ds Request a Demo Discuss Enterprise Car INTRODUCTION / O V ER V IEW d Programs Built for Business Operations Car z INFINIOS supports enterprise card programs that help organi ations control spending, simplify operational payments, improve visibility, and enable more efficient payment workflows across departments, suppliers, employees, and partners. xp p Em loyee E d c ense Car s d v Pro urement Car s Support employee spending with configurable Enable purchasing workflows, supplier payments controls, limits, visibility, and reporting. and operational controls. pplier Payment Cards Support business travel spend, virtual cards, and p O erational Controls Use card infrastructure to streamline B2B supplier Configure spending rules, approvals, transaction payment flows. monitoring, and reporting. R , travel-related settlement workflows. Su ENTERPRISE CARD PRO d Tra el Car s GRAM FLOW j ecommended operational ourney for enterprise card programs. 01 02 › g 03 04 › r 05 › 06 › › p c Pro ram Use Card S end Transa tion Setu Enrollment Issuan e Controls Monitorin p c g p g Re ortin 07 perational Management O BIN SPONSORSHIP / PRO GRAM LAUNCH ccelerate market entry through structured program launch support. A gram Launch Timeline Pro gram Setup Pro INFINIOS supports businesses throughout the program launch lifecycle, including infrastructure Inte setup, BIN sponsorship support, operational onboarding, ecosystem coordination, and payment program enablement. Go Live Launch Your Program INTRODUCTION / O V gration Speak to ER V INFINIOS IEW d Path from Concept to Live Program c A Stru ture Launching a payment or card program requires coordinated infrastructure, scheme connectivity, operational readiness, technical integration, compliance alignment, and j go-live planning. INFINIOS helps clients structure and execute the launch ourney with a clear operational framework. A clear launch roadmap for clients entering the market. g cheme Coordination Pro ram Assessment Define the business model, product scope, user segment, market requirements, and launch priorities. p Support the program setup process and re Connect client systems through ecosystem coordination. d APIs, sandbox testing, and production readiness. ch Support Laun Prepare operational workflows, support models, Support go-live planning, testing, monitoring, and reporting, and escalation paths. early-stage program stabili ation. 0 Te quired O erational Rea iness BIN SPONSORSHIP / PRO chnical Integration BIN / S z GRAM LAUNCH FLOW 1 0 m Progra Assessment 2 03 e Infrastructur BIN 04 / Scheme 05 Integration & 06 Testing & UAT Configuration Planning Coordination b d real Operational Readiness 07 Go Live INFINIOS Payment solutions b d . uilt aroun usiness nee s From card issuing and B2B payments to wallet ecosystems and program launches, INFINIOS helps businesses build scalable financial experiences. Discuss Your Use Case View Solutions Products Solutions Industries Resources Card Issuing B2B Travel News & Digital Wallets Card-as-a-Service Fintechs Blog / Insights Leadership Team Payment Processing Wallet & Banks Case Studies Partners API & Integrations Enterprise Cards PSPs Whitepapers Careers Platform Dashboard BIN Sponsorship R Developers Contact Payments Press C o m pa n y About Us Building the infrastructure behind modern payment ecosystems . Enterprise-grade issuing, processing wallet, and , API infrastructure. Payments emittance / M © 2026INFINIOS. All Rights Reserved. M TOs Us arketplaces Privacy Policy Terms & Conditions Investor R elations